Since getting insurance for your car is mandatory in most states; many people don’t go through the details, they just sign on the dotted lines to get the formality done. At Hughes Associates, Inc., our agents sit with you to determine the coverage limits and additional services of your car insurance. In an automobile accident, broken glasses, dents, and bent fenders can easily be tended to, what requires attention is the initial medical costs of any driver or passenger injured in the accident. With more than 40 years of experience, our policies can protect your future financial security against expensive liability losses. Being an independent agency, Hughes Associates has partnered with many top-grade insurance agencies. These companies regulate their rates depending on the driver and his driving experience. Our agents will take you through the various options and offer concrete solutions at the best possible rates. Also, there are special discounts available if you take homeowners and auto insurance from the same carrier. Other than basic cars, we even cover boats, personal watercraft, RVs, Off-road vehicles, and trailers also in our auto insurance policy.
Below we have mentioned 2 most important things to know about car insurance. Take a look.
- Higher the deductible, lower the premium
The premium of your policy depends on the rough estimate the company will have to pay in the event of a contingency. Also, most insurance companies will lower your premium rates if you raise your deductibles. But you should only opt for this option only if you can pay for the deductibles from your pocket.
- Get your accessories covered too
Many insurance companies also provide coverage for the accessories fitted in your car. This option is usually customized depending on your specific accessories. Though this feature can increase your premium amount, in the long run, this will prove to be a wise decision.
So, if you are from Richmond Hill NY, Forest Hills NY, Glendale NY, Queens NY, Woodhaven NY, and Maspeth NY and want to buy car insurance, you can get in touch with us.