Regardless of whether you come from an affluent background or not, it is definitely not wise to overspend your hard earned money. And without a home insurance program, you are definitely going to waste all your money on unwanted things. Natural calamities like flood or fire are often quite dangerous as these can shake the foundation of your home, leading to structural damage which incurs a heavy repair cost. Moreover, if thieves and burglars break into your home and steal your valuables, the loss will be too huge to overcome. Therefore, smart men always invest in home insurance as soon as they buy a new home. We, at Hughes Insurance Inc., can provide you with a quality coverage for your home against all kinds of risks. We understand that your home is a dream investment and should be protected at all costs. We cover everything, right from flood, fire, jewelry, to artwork, identity theft, umbrella, and so on. If you are from areas in and aroundForest Hills NY, Maspeth NY, Ridgewood NY, College Point, Far Rockaway, or Howard Beach, then you can rely on us.
Here, we have put together 3 questions that you need to ask your homeowner’s insurance provider. Take a look.
- Are you an independent insurance agency?
If a company is an independent one, then they can provide you with multiple carrier options which will help to go through a number of policies and then choose the one that offers the maximum coverage for the lowest premiums. So, this question is a must.
- Do you have protection for all kinds of homes?
There are various kinds of houses, right from mansions, apartments, condos, to vacant homes, mobile homes, and so on. You must ask this question to check the insurance company you have chosen caters to all.
- Do you have request-a-quote facilities?
It always helps to know the estimated premium rates so that you can compare it in the market or even arrange the requisite finances for this. So, this query is also very useful.
If all your queries have been resolved, then you can call us at 718-456-8646 now for buying our policies.